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Home / Group Benefits / Health Savings Accounts (HSA)

Health Savings Accounts (HSA)

A Group of Health Professionals Stand and Smile at the CameraA Health Savings Account (HSA) helps you save money on health care. By making you a part of the medical services decision process, Health Savings Accounts are designed to help you manage medical expenses and reduce the continuing raising of health care expenses.

Equally as important, the money you save remains part of your retirement account, even if you leave your present employer. You can also save the money in your account and grow your account through investment earnings. Funds in the account can grow tax-free through investment earnings, just like an IRA. In short, if you don’t use all the money in your HSA for medical expenses, it can accumulate as tax-free savings for your retirement. One final benefit, HSAs can pay for many more procedures than were ever allowed before by government sponsored programs. Health Savings Accounts help you save money on unavoidable expenses and build investment savings for your retirement.

Account funds are used to cover medical expenses before the plan deductible has been met. Unspent account balances accumulate and accrue interest from year-to-year. Unlike amounts in Flexible Spending Accounts that are forfeited if not used by the end of the year, unused funds remain available for use in later years. Once the health plan’s annual deductible has been met, coverage resembles conventional insurance, typically in the form of a preferred provider organization (PPO) with little-to-no cost sharing for in-network services, and limits on total out-of-pocket costs. 

For more information about Health Savings Accounts or to discuss your specific business needs, please contact us using the form to the right.
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CONTACT San Angelo

  • Trimble Batjer Health Affiliates
    • 201 S. Chadbourne
    • San Angelo, Texas 76904
  • Phone: (325) 658-3099
  • Fax: (325) 658-7115

Contact San Antonio

Trimble Batjer Health Affiliates
120 Austin Hwy
Suite 103
San Antonio, Texas 78209

Phone: (325) 658-3099
Toll Free: (800) 460-3093
Fax: (325) 658-7115
Trimble Batjer Health Affiliates Provides Life/Health Insurance and Group Benefits to All of Texas, Including San Angelo, San Antonio, Abilene, and Midland/Odessa.
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